Is Lost or Stolen Jewelry Covered by Homeowners Insurance?
Posted: September 1, 2021
Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...
Does Your Life Insurance Policy Offer This Surprising Benefit?
Posted: September 1, 2021
Just six months after retiring from 32 years on the Richmond, Virginia, Fire Department, Len Archer got a devastating diagnosis from his doctor. He had pancreatic cancer, and he likely had only two to eight months to live. In an instant, Len, 56, and his wife, Paula, went from planning their retirement to preparing for what appeared to be the inevitable. At the urging of...
The Surprising History of 8 Iconic Car Accessories
Posted: August 24, 2021
1950s: Fuzzy Dice A staple of 1950s “hot rod” culture, fuzzy dice can still be found hanging from the rearview mirrors of classic cars across the United States. But while these colorful plush accessories may seem like the epitome of cheesiness, their origins are less lighthearted. It’s said that placing a pair of dice on the instrument panel became a common practice for fighter pilots during...
What Is Employment Practices Liability Insurance, and Why Does My Business Need It?
Posted: August 19, 2021
Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance. What Does EPLI Cover? Employment practices liability insurance provides protection against a range of employee claims, including:...
Top 5 Scenic Drives in Ohio
Posted: August 17, 2021
Can you remember the last time you drove for no other reason than to explore? Or took the long way home on purpose? It’s a freeing experience—to drive down the interstate, onto rural routes, and through the tree-lined backroads of the countryside. Thankfully, Ohio is home to many roads and byways that are perfect for your next scenic drive; you may even want to find...